Gross income
Nightly or monthly rent multiplied by realistic occupancy, not best-case occupancy.
ROI Calculator
Estimate Property Returns Conservatively
Use this framework to think through income, costs, occupancy, and risk. Returns are not guaranteed and should be verified with local data.
Operating costs
HOA, utilities, management, repairs, cleaning, taxes, insurance, vacancy, and furnishing reserves.
Net yield
Annual net income divided by total acquisition cost, including legal, registry, setup, and renovation costs.
| Input | Conservative approach |
|---|---|
| Purchase price | Use the total paid price, not only the advertised price. |
| Closing costs | Include attorney, registry, notary, translations, taxes, and setup costs. |
| Rental income | Use several occupancy scenarios: low, base, and high. |
| Maintenance | Budget for repairs, furniture replacement, air conditioning, water, and building systems. |
| Management | Include local property management if you will not live on the island. |